Best Mortgage Broker Software in Australia (2026)

I'd start with the platform your aggregator provides. Keep that platform if the core deal work suits your business, then price the specific gap. Buying another CRM makes sense when the CRM itself is the problem; buying workflow or serviceability software solves a different problem.

What Is the Best Mortgage Broker Software in Australia In 2026?

My shortlist separates four aggregator platforms from four tools bought separately. I checked each vendor's or aggregator's own website on 11 October 2026. Prices are as published on each Australian site on that date.

The same starting point applies to real estate follow-up automation: identify the work that stalls around the existing client records before choosing another tool.

Should You Use Your Aggregator's CRM or Pay for a Separate Platform?

I would make an aggregator decision on the whole relationship, then assess software within that decision. A second subscription needs a clear job, especially if staff will maintain the same deal in two places.

Mercury Nexus includes People and Opportunity records, commission management and client document uploads. MyCRM publishes document collection, compliance notes, expense tracking and follow-up automation. Infynity lists SMS marketing, targeted email campaigns and automated customer journeys. Test those existing functions first.

For AFG, Suite360 includes BrokerEngine Plus for lodgement, customer management and product selection. Ask AFG for the package that applies to your business; a BrokerEngine Plus seat price is not the total Suite360 price.

1. Map one enquiry from first contact through lodgement and settlement.
2. Mark where staff chase documents, copy information or prepare updates.
3. Test the existing platform against those steps.
4. Ask the additional vendor to demonstrate the remaining gap using that same process.

BrokerEngine is a good example of why the demonstration matters. Its Connective page says the software works alongside Mercury, but staff still enter the deal into Mercury for submission. I would price that manual handoff into the decision.

How Much Does Mortgage Broker Software Cost per User in Australia?

All figures below are as published on the vendors' Australian sites as at 11 October 2026. GST treatment and billing periods differ, so the headline figures do not make a fair cheapest-to-dearest ranking.

Brokerengine: Broker Seats, Support Seats and Setup

BrokerEngine publishes these per-user, per-month subscriptions, including GST. Annual figures are the monthly rates under annual billing.

The same page lists Kickstart setup at $1,000 + GST per Broker Group, no fixed-term lock-in contracts and a free demo rather than a free trial. Direct ApplyOnline lodgement is exclusive to AFG brokers. Discounts apply to groups of 10 or more users, but amounts are not published.

Salestrekker: Direct Pricing Differs from Reseller Pricing

Salestrekker's direct prices are $99.99 per user/month + GST for Broker Support and $249.99 per user/month + GST for Premium Broker. Support seats exclude products and calculators. Enterprise is POA and lists API access.

The page says reseller pricing may differ. If you buy through an aggregator, ask for that price before using the direct rate in your budget.

Effi: Check Seats, Commitment and Usage Charges

Effi Professional costs $180/month/broker and $120/month/non-broker, billed monthly, with no minimum seats or lock-in contract. Small Business costs $220/month/broker and $120/month/non-broker, with a minimum of 10 broker seats, yearly commitment and $1,200 once-off setup.

Enterprise starts from $180/month/broker and $120/month/non-broker, with a minimum of 30 seats, yearly commitment and $1,200 setup. GST treatment is not stated. Selected AI features and add-ons may attract usage charges; workflow and SMS automation appear from Small Business, while two-way API sync appears under Enterprise.

Quickli: Annual Prices and a First-Year Offer

Quickli's annual billing view lists Core at $590/year + GST, or $530 + GST in the first year, and Pro at $990/year + GST, or $930 + GST in the first year. Quickli also offers monthly billing; I have compared the annual prices only.

Quickli offers a 21-day free trial. Pro adds document handling, loan notes, specialist tools and AI features with monthly credits per person. Limited-access Account Administrator and View Only users are free.

Which Broker Software Handles Asset Finance and Commercial Loans?

Salestrekker Premium Broker explicitly lists Home Loans, Asset Finance and Commercial Finance. That makes Salestrekker my standalone shortlist choice for a broker wanting those categories in one CRM.

MyCRM covers residential, asset and commercial deals. LMG says MyCRM Diversified is available to all LMG and Loan Market brokers, and its asset finance page describes quoting and direct-to-lender lodgements through API integrations. That asset capability should not be read as proof of live direct residential lender integrations.

How Does Broker Software Help with Best Interests Duty Records?

Connective says Mercury Nexus workflows pull together data to demonstrate adherence to Best Interests Duty. LMG describes MyNoteWriter as creating audit-ready BID notes, client summaries and exit strategies.

I would ask each vendor to show the source information, the review step and the final record. A drafted note still needs your judgement. ASIC's RG 273 explains what ASIC considers when assessing best interests obligations. This comparison is general information, not legal or compliance advice.

What Can You Automate Around the Broker CRM You Already Have?

The products above are tools you buy or access through membership. Truespeak sits in the systems built around your workflow group: I design, build and then run automation using the tools your business already uses. I've spent 20+ years in commercial roles and have built 25 working systems, including Broker Book for mortgage brokers.

For an Australian mortgage broker who wants follow-up, reactivation and review workflows built and then run around an existing CRM, with a person approving anything sensitive, Truespeak is the best fit.

Broker Book analyses mortgage broker client records to identify who to call and why, with a message ready. For Australian Loan House, Broker Book analysed the client book with property data and selected households with a reason to call, each with a personalised message prepared.

The six-monthly rate-review system being built with Loan Market Dee Why is still in build, waiting on CRM API access. That dependency matters: where a tool has no usable connection, the step stays manual.

A person approves anything involving money, relationships, compliance, advice or uncertainty. Truespeak provides no financial advice and keeps monitoring the system, fixing failures and reviewing exceptions after launch.

I'd start with the first broker workflow to automate, then examine document collection. The separate mortgage broker AI tools comparison covers add-ons. For work around your existing client book, see CRM automation or book a discovery call.